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Privacy Policy

1. Data Collected

All your data (expenses, categories, budgets) is stored locally on your device or in your personal iCloud if you are a Premium user. We never have access to it.

Folyo does not collect any personally identifiable information.

 

1.1 Local Storage

Your data stays on your device. It is never transmitted to an external server.

 

1.2 iCloud Synchronization

If you are a Premium user, your data is stored in your personal iCloud space.

It is encrypted and managed exclusively by Apple.

Folyo cannot read, export, or access your data.

 

1.3 Anonymized Data

We may collect general and anonymized information (iOS version, device type) to improve the app. This data never allows us to identify a user.

 

2. Use of Data

Your data is used only to:

• display your expenses and categories

• calculate totals and statistics

• synchronize your information via iCloud (if Premium)

It is never sold, shared, or used for advertising purposes.

 

3. Payments

Premium purchases use the App Store infrastructure. Folyo never has access to your banking information.

 

4. Security

Your data is encrypted by Apple when stored and transferred via iCloud.

 

5. Data Deletion

You can delete your data by:

• deleting an expense or a category

• uninstalling the app (removes local data)

• deleting Folyo’s iCloud data in Settings → iCloud

 

6. Contact

 

appsjt@gmail.com

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