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Privacy Policy

1. Data Collected

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All your data (expenses, categories, budgets) is stored locally on your device or in your personal iCloud if you are a Premium user. We never have access to it.

Folyo does not collect any personally identifiable information.

 

1.1 Local Storage

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Your data stays on your device. It is never transmitted to an external server.

 

1.2 iCloud Synchronization

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If you are a Premium user, your data is stored in your personal iCloud space.

It is encrypted and managed exclusively by Apple.

Folyo cannot read, export, or access your data.

 

1.3 Anonymized Data

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We may collect general and anonymized information (iOS version, device type) to improve the app. This data never allows us to identify a user.

 

2. Use of Data

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Your data is used only to:

• display your expenses and categories

• calculate totals and statistics

• synchronize your information via iCloud (if Premium)

It is never sold, shared, or used for advertising purposes.

 

3. Payments

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Premium purchases use the App Store infrastructure. Folyo never has access to your banking information.

 

4. Security

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Your data is encrypted by Apple when stored and transferred via iCloud.

 

5. Data Deletion

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You can delete your data by:

• deleting an expense or a category

• uninstalling the app (removes local data)

• deleting Folyo’s iCloud data in Settings → iCloud

 

6. Contact

 

appsjt@gmail.com

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